GoodLeap Solar LoanProblems?You have rights. We'll fight for them.
If you have a GoodLeap solar loan, you may have been charged thousands in hidden dealer fees — built into your loan without your knowledge. The Minnesota Attorney General sued GoodLeap in 2024. Bennett Legal is filing individual arbitration cases right now.
Government Actions Against GoodLeap
Minnesota AG — 2024
Attorney General Keith Ellison sued GoodLeap, Sunlight Financial, Solar Mosaic, and Dividend Solar for $35M in hidden dealer fees on 5,000+ loans — fees lenders contractually prohibited installers from disclosing. GoodLeap's average fee was $7,552 per consumer.
Read the sourceKey Arbitration Win — 2024
A former Chief Justice of the Georgia Supreme Court held GoodLeap liable for its installer Pink Energy's misconduct under agency theory. Result: ~$13,000 in damages, attorney fees paid by GoodLeap, and a $90,000 solar loan cancelled in full.
Read the sourceFederal / CFPB — 2024
The Consumer Financial Protection Bureau spotlighted solar loan fraud and cited GoodLeap specifically. With federal enforcement curtailed, individual JAMS arbitration and state AG enforcement are the primary remedies — exactly where Bennett Legal operates.
Read the sourceGoodLeap Solar Loan Fraud — Attorney General Actions
GoodLeap Hidden Fees Have Drawn Enforcement in Four States.
State attorneys general in Minnesota, New York, Virginia, and Texas have opened enforcement actions targeting GoodLeap and other solar lenders — documenting the same hidden dealer fees, deceptive financing terms, and predatory sales tactics at the center of our arbitration cases.
MN AG — 2024
Minnesota
- 5,000+ homeowners affected
- $35M+ in undisclosed dealer charges
- Hidden fees contractually prohibited from disclosure
NY AG — 2026
New York
- Predatory door-to-door sales targeting low-income homeowners
- Deceptive sales and financing allegations
- Inflated loan amounts, forged signatures, uninstalled systems
VA AG — Active
Virginia
- 4,000+ households impacted
- $200M+ in solar loans under scrutiny
- Nearly 500 consumer complaints on record
TX AG — Active
Texas
- AG enforcement initiative launched
- Civil Investigative Demands (CIDs) issued
- Residential solar companies targeted statewide
The Scale of the Problem
These aren't allegations.
These are facts on the record.
In solar loans funded by GoodLeap nationwide
GoodLeap company data
Average hidden dealer fee per Minnesota consumer
Minnesota Attorney General, 2024
Typical dealer fee as a share of loan principal
Per the MN AG complaint
GoodLeap loan cancelled in Georgia arbitration win
Kneupper & Covey (Jul 2024)
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How They Did It
The GoodLeap
Fraud Playbook
Government complaints, arbitration records, and our active cases reveal a consistent set of practices GoodLeap and its installer network used to maximize loan volume at homeowners' expense.
The Hidden Dealer Fee
GoodLeap builds a dealer fee — typically 20% to 35% of the loan principal — directly into the amount you borrowed. This fee is never shown in sales proposals, never disclosed at signing, and never explained by the installer. You paid it without knowing it existed, and you're paying interest on it for the full term of your loan.
Installers Controlled the Signing
In documented cases, the solar installer's salesperson controlled the digital signing process entirely — using their own device or rushing homeowners through e-signature screens without giving them a meaningful opportunity to read what they were agreeing to. GoodLeap funded the loan knowing these were the conditions on the ground.
False Promises About Savings
GoodLeap's dealer network routinely told homeowners the solar system would pay for itself through energy savings — effectively framing the loan as free. These promises were materially false. The inflated loan balance caused by undisclosed dealer fees guarantees the system will never break even on the timeline salespeople promised.
You Were Blocked from Knowing the Fee Existed
The Minnesota Attorney General's complaint reveals that GoodLeap contractually prohibited its installer partners from disclosing the dealer fee to customers. This was not an oversight — it was a deliberate policy to ensure you could not comparison-shop or negotiate around the fee.
Liable for What Its Installers Told You
A JAMS arbitrator — a former Chief Justice of the Georgia Supreme Court — held GoodLeap liable under agency theory for the misrepresentations made by its installer partner Pink Energy. If your installer made false promises, GoodLeap may share legal responsibility for every word of them.
Predatory Liens on Your Home
GoodLeap's loan is secured by your property. If you fall behind — even because the system never worked as promised — GoodLeap can place a lien on your home. Families who were defrauded now face threats to their home equity, their ability to refinance, and their ability to sell.
Government Enforcement
The State of Minnesota
already proved it.
On March 8, 2024, Minnesota Attorney General Keith Ellison filed suit against GoodLeap, Sunlight Financial, Solar Mosaic, and Dividend Solar Finance — alleging they collectively charged consumers $35 million in undisclosed hidden fees on more than 5,000 Minnesota solar loans. GoodLeap's average fee was $7,552 per consumer — 19.32% of each loan.
The AG's complaint alleges GoodLeap violated Minnesota's Deceptive Trade Practices Act, TILA (Truth in Lending Act), and usury statutes. Critically, GoodLeap contractually prohibited its installer partners from disclosing the dealer fee to customers — a deliberate concealment policy, not an oversight.
Texas homeowners have the same claims under Texas law. The hidden-fee scheme documented by the MN AG is identical to what we see in our active GoodLeap cases.
Read the Full MN AG Complaint (PDF)Case Number
24-cv-1181 (D. Minn.)
Date Filed
March 8, 2024
Filed By
MN Attorney General Keith Ellison
Court
Hennepin County District Court (removed to federal court)
Defendants
GoodLeap, Sunlight Financial, Solar Mosaic, Dividend Solar
Alleged Damages
$35 million in hidden fees
Consumers Affected (MN)
5,000+ loans
GoodLeap's Avg. Fee
$7,552 per consumer (19.32% of loan)
Violations Alleged
Deceptive trade practices, TILA, deceptive lending, usury
Landmark Arbitration Win
GoodLeap lost.
Completely.
The Georgia Arbitration
In a landmark 2024 JAMS arbitration, a former Chief Justice of the Georgia Supreme Court held GoodLeap fully liable for the misconduct of its installer partner, Pink Energy — under the legal theory of agency.
The arbitrator found that GoodLeap, by holding out Pink Energy as its partner and funding loans originated through that relationship, was responsible for everything Pink Energy told the homeowner. GoodLeap thought its installer network insulated it from liability. The arbitrator disagreed.
Forum
JAMS Arbitration, Georgia
Arbitrator
Former Chief Justice, Georgia Supreme Court
Outcome
Total loss for GoodLeap
Damages
~$13,000 to the claimant
Attorney Fees
Paid by GoodLeap
Loan Cancelled
$90,000 GoodLeap loan cancelled in full
Legal Theory
Agency liability for installer misconduct
What this means for your case
If your solar installer made promises about savings, system performance, or cost that turned out to be false, GoodLeap may share legal responsibility for those statements — even if GoodLeap's name never came up during your sales pitch. The Georgia decision is a key precedent for cases we are filing now. You don't need to prove GoodLeap lied to you directly. You need to prove its installer did — and that GoodLeap stood behind that installer.
Read the full case summaryWhy Bennett Legal
GoodLeap's arbitration clause
is now your best weapon.
GoodLeap buried an individual JAMS arbitration clause in your loan agreement to block class actions. What they didn't anticipate: it also gives you a faster, more focused forum — one where your specific facts drive the outcome.
✕Class Action / AG Lawsuits
- -You are one of thousands — your individual facts don't drive the outcome
- -Cases take 3–7 years to resolve
- -Settlements average pennies on the dollar per claimant
- -You have no control over settlement terms
- -Blocked by GoodLeap's arbitration clause anyway
✓JAMS Arbitration with Bennett Legal
- ✓Your case is heard individually — your specific facts and damages matter
- ✓JAMS cases typically resolve in 12–18 months
- ✓You recover your actual damages, not a class share
- ✓GoodLeap's contract requires them to pay JAMS filing fees
- ✓Experienced JAMS arbitrators understand consumer fraud patterns
Active GoodLeap Cases
We are filing and litigating GoodLeap cases in JAMS arbitration right now. We know the documents, the defenses, and the patterns — because we are already taking them on.
Network of Experts, Low Costs
We leverage a national network of solar engineers, forensic accountants, and consumer fraud experts to build strong cases efficiently. Depending on your situation, you may qualify for no-upfront-cost representation.
GoodLeap Is Still Solvent
Unlike Sunlight Financial, GoodLeap is a well-capitalized operating company. A favorable arbitration award is collectible. You are pursuing a defendant with the resources to make you whole.
One homeowner. One solar loan.
Solar lenders like GoodLeap and Sunlight Financial rely on homeowners not knowing their rights. Here's what happens when they do.
$113,000
Solar loan cancelled in full
Sunlight Financial
$58,000
Cash paid to our client
Plus full credit repair
$170,000
Total financial recovery
UCC lien removed from her home
What Sunlight Financial agreed to:
- Cancel our client's $113,000 solar loan entirely
- Remove the UCC lien from her home
- Repair her credit
- Pay her $58,000 in cash
Past results do not guarantee future outcomes. Each case is evaluated individually.
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Don't let GoodLeap keep your money.
Every month you wait is a month of loan payments on a product you may have been defrauded into buying. GoodLeap used their arbitration clause to protect themselves. Now use it against them.
Trademark Disclaimer: Bennett Legal is not affiliated with, endorsed by, sponsored by, or in any way associated with GoodLeap LLC or its predecessors (including Loanpal, Paramount Solar, or Paramount Equity Mortgage). The name "GoodLeap" is used solely in a descriptive, factual context to identify the company against which Bennett Legal represents clients. This constitutes nominative fair use under applicable trademark law. This page is intended to provide truthful information to consumers about their legal rights. Nothing on this page constitutes legal advice or creates an attorney-client relationship. Past results do not guarantee future outcomes.